Target reserves the right to discontinue or alter the terms of this program at any time. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. If you use a RedCard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your RedCard. ![]() When you use your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) at Target stores or, you will receive 5% off on your purchases. 3 Only for guests approved for a Target Mastercard. See below for debit card agreement and fees. 2 See below for credit card rates and fees. See below for RedCard benefits and program rules. No: Earn 2% on dining and gas purchases 3 and 1% everywhere else outside of Target 3: Target Mastercard exclusiveġ Some restrictions apply. Mastercard Only: Earn 2% on dining and gas purchases 3 and 1% everywhere else outside of Target 3: Target Mastercard exclusive Yes: Cash withdrawal of up to $40 at checkoutĮarn 2% on dining and gas purchases 3 and 1% everywhere else outside of Target 3: Target Mastercard exclusive No: Cash withdrawal of up to $40 at checkout Yes: Pay for your Target purchases directly from your existing checking account (purchases generally take 1-3 days to process) No: Pay for your Target purchases directly from your existing checking account (purchases generally take 1-3 days to process) ![]() Pay for your Target purchases directly from your existing checking account (purchases generally take 1-3 days to process) ![]() Yes: More return time - get an additional 30 days for returns and exchanges 1 More return time - get an additional 30 days for returns and exchanges 1 Yes: RedCard Exclusives including special items and offers 1 RedCard Exclusives including special items and offers 1 Yes: Free 2-day shipping 1 on hundreds of thousands of items Yes: 5% off 1 every day at Target and įree 2-day shipping 1 on hundreds of thousands of items While not actually part of the account number itself, the check digit is essential to allow easy validation of card numbers and detection of typos, missed digits, etc.5% off 1 every day at Target and The last digit of the card number (the 16th digit in most cases) is the check digit, which is calculated by applying a mathematical formula called the Luhn algorithm to the preceding portions of the account number. These 8 digits are the most important part of the credit card number. In this case, the IIN of 435237 indicates that this card was issued by Target National in United States.ĭigits 7-15 of the credit card number contain the Primary Account Number, or PAN, issued by the bank to uniquely identify the account holder. This sequence uniquely identifies the bank that issued the card. The first six digits of the card number, inclusive of the MII, are called the IIN (Issuer Identification Number) or BIN (Bank Identification Number). In this case, the MII of 4 indicates that this is a Visa card. The first digit of the card is known as the MII digit, and indicates the credit card's scheme. While credit card number may seem like a random string of digits, they actually contain a large amount of valuable data about the card that can be used for validation and verification purposes. Anatomy of a Target National Visa Credit Card Number
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